They're prepared a themes directory for you.
Creative coders have since already released two easy to use iGoogle theme editors - for you.
Google has assigned a 50x100 pixels attribution area in the top right corner of the footer of a custom theme for you to brand yourself or your client.
There're 19 themes so far -- all made by Google.
What are you waiting for?
Bonus tip: prepare a tab with solid widgets geared toward your market and use the "Share this tab" feature to package it (with your own theme?!). If some of those widgets are your own -- your impact just went up.
My paid passion at Search Engine People sees me applying my passions and knowledge to a wide array of problems, ones I usually experience as challenges. People who know me know I love coffee.